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NZ Wide Loans & Debt Consolidation

Welcome to East Bay Finance – the home of the affordable loan and speedy approvals.

Talk to a real person - Call 0800 432 742

We do everything a normal finance company does, only we do it differently to benefit you. Whether you need a personal loan or if you’re looking for car finance options - wherever you are in New Zealand, East Bay Finance is here to help. We also offer debt consolidation to combine all your debts into one loan.

We pride ourselves on personal service, and the security of your financial outlook is our number one priority. You will know exactly where you stand, and you’ll deal with real people.

We have company representatives nationwide, with an ever-growing broker network providing New Zealand wide loan solutions. Our knowledgeable consultants will take every measure necessary to understand your current financial outlook and help you to outline the best loan package to suit your needs.

We are proud of our reputation in providing exceptional personal service. Our customers always know that when they contact East Bay Finance, they will be talking to a representative who truly cares about their financial situation. We understand that finances are a deeply personal subject, and will work closely with you to determine the exact type of loan or debt consolidation you require.

See our loan calculator to help you determine which personal loan, or financial assistance is the best option for your current situation. Remember that East Bay Finance offers loan packages for all occasions from car, truck or boat loans, to helping you cover unexpected bills, or paying for those big life events like weddings.

We are a NZ wide loan provider, with professional brokers standing by to serve you daily. Please call us today to speak with a licensed broker on 0800 432 742.

We do not offer Short Term loans, all East Bay Finance Loans are for terms of six to sixty months with a fixed annual rate of interest. Our current interest rates start at 13.95% but may be as high as 26.95% depending on credit history, security offered and your overall credit profile. A typical $20,000.00 loan through East Bay Finance would be as follows:

  • Personal Loan Amount $20,000
  • Establishment Fee $440.00
  • Payments over 36 months
  • Interest rate from 15..95% including monthly
  • Admin fee of $15 per month
  • Repayments from $900.00 per month including (optional)payment waiver cover – subject to terms and conditions
  • Annual Percentage Rate 20.7%

This is only an example – please refer to our Fee tab for full disclosure.

We’re small enough to care and big enough to count.
East Bay Finance do not source loans for a period of 61 days or less.
109 Lyndon Road East, Hastings 4122 New Zealand
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